Ready for Loads

Startup cost estimator

What it costs to start hauling

Updated

Government fees, the tools brokers expect and your running costs, from published prices. Pick your truck, add your insurance quote and your miles, and you get a first-year budget and a cost per mile.

Your operation

Your choices

Your numbers

Before first load Each month Per mile

Before your first load

Every month

Once a year

Add your insurance quote

Insurance is the biggest cost for most new carriers, and no published price covers it. The total stays incomplete until you add your quote.

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Fees and prices from the agencies' and companies' own pages, seen October 22, 2026. Diesel from the U.S. Energy Information Administration, week of October 12, 2026. Vendor names show examples of published prices, and none is a recommendation. State registration, TxDMV fees and IRP plates depend on your state, truck and miles and aren't included. Cost per mile covers only the lines above, so add maintenance, tires, tolls and your own pay before you price a load.

Frequently asked questions

What does the startup cost estimator include?

It adds the USDOT number, MC authority, BOC-3 and UCR fees, plus a DOT physical, drug testing, an ELD and a load board where your truck and choices call for them. Your own insurance quote, truck payment, miles and miles per gallon fill in the monthly costs and the cost per mile.

Why do I have to add my own insurance quote?

No published price covers insurance, so the totals stay incomplete until you add your quote and down payment. Premiums owners reported on trucking forums show next to the insurance box for context, and they're never added to a total.

What does the cost per mile leave out?

It covers only the lines in the estimate: insurance, truck payment, load board, ELD service, diesel and the yearly fees. Add maintenance, tires, tolls and your own pay before you price a load.

Where do the prices come from?

Fees and prices come from the agencies' and companies' own pages, and diesel comes from the U.S. Energy Information Administration's weekly price. Vendor names are examples of published prices. State registration, TxDMV fees and IRP plates depend on your state, truck and miles, so they aren't included.