NFI is a freight broker that pays carriers 30 days after it receives the invoice, with the BOL and POD attached. Its carrier terms call for $1 million in auto liability, $100,000 in cargo, $1 million in general liability on a primary basis, statutory workers' comp and a Satisfactory safety rating.
- Best for
- Satisfactory-rated carriers with $1 million auto and general liability and $100,000 cargo
Our take
Most of the setup work happens with your agent. Workers' comp and primary general liability both have to be in place, and if your authority hasn't been rated yet, ask NFI whether you can haul before you book.
Carrier requirements
| Requirement | NFI | Source |
|---|---|---|
| Minimum authority age | Not published | Ask first |
| Auto liability | $1 millionCombined single limit for bodily injury and property damage, on a primary basis. Any additional insurance that regulations require also applies. | Its own pageOctober 17, 2026Same since 2021 |
| Cargo | $100,000Per occurrence, on a primary basis. Any additional insurance that regulations require also applies. | Its own pageOctober 17, 2026Same since 2021 |
| General liability | $1 millionPer occurrence, comprehensive general liability including contractual liability, on a primary basis. Any additional insurance that regulations require also applies. | Its own pageOctober 17, 2026Same since 2021 |
| Workers' comp | Statutory | Its own pageOctober 17, 2026Same since 2021 |
| Safety rating | Satisfactory | Its own pageOctober 17, 2026Same since 2021 |
Pay and quick pay
| Term | NFI | Source |
|---|---|---|
| Standard pay | 30 days after it receives your invoiceThe invoice must come with the BOL and POD. | Its own pageOctober 17, 2026Same since 2021 |
Price the coverage NFI wantsSee your coverage gap
NFI alternatives
| Name | Authority age | Auto liability | Cargo |
|---|---|---|---|
| ACV Transportation | Not published | $1 million | $100,000 |
| Allen Lund | 365 days | $1 million | $100,000 |
| ArcBest | Not published | $1 million | $100,000 |
| Arrive Logistics | Not published | $1 million | $100,000 |
| C.H. Robinson | 7 days | $1 million | $100,000 |
Frequently asked questions
Does NFI work with new authority?
There's no authority age in its terms. Unrated carriers should check the rating rule with NFI first.