RXO is a truck broker that took over Coyote Logistics, and its carriers book freight in the RXO Connect app after registering through Highway. Its sign-up form asks for at least three months in business as a carrier, $1 million in auto liability and $100,000 in cargo coverage. Standard pay arrives 30 days after RXO receives your completed invoice, with no fee.
- Best for
- Carriers past their first three months who want same-day quick pay
Our take
Once you're past your first few months, RXO lets you book loads in an app. Same-day quick pay at 2.5% helps when fuel and payroll can't wait a month, but carriers who factor stay on standard pay.
Setup starts in Highway, so finish that profile before you open RXO Connect. Quick pay and factoring both run through TriumphPay, which is worth setting up early.
Pros
- Same-day quick pay for carriers who don't factor
- Standard pay carries no fee
- RXO Extra adds a fuel card and vendor discounts
Cons
- Brand-new authorities wait out the in-business minimum first
- Its general liability and safety rules aren't published
Carrier requirements
| Requirement | RXO | Source |
|---|---|---|
| Minimum authority age | 90 daysRXO's sign-up form asks for at least 3 months in business as a carrier. | Its own pageOctober 21, 2026 |
| Auto liability | $1 million | Its own pageOctober 21, 2026 |
| Cargo | $100,000 | Its own pageOctober 21, 2026 |
Getting set up
Registering on Highway
| Step | What Highway asks of every carrier, whichever broker sent it | Source |
|---|---|---|
| 1 | Open Highway for Carriers on the web or download its carrier app | Highway's pageOctober 21, 2026 |
| 2 | Register while physically in your country of origin without a VPN | Highway's pageOctober 21, 2026 |
| 3 | Use a mobile number from a carrier approved in your country | Highway's pageOctober 21, 2026 |
| 4 | Verify your identity using a valid government-issued ID | Highway's pageOctober 21, 2026 |
| 5 | Provide a live photo match and proof you can act for the carrier | Highway's pageOctober 21, 2026 |
| What to know | RXO | Source |
|---|---|---|
| Where to apply | Through Highway | Its own pageOctober 21, 2026 |
| Tracking app | Highway Load Lock+ ELD Tracking | Its own pageOctober 21, 2026 |
Pay and quick pay
| Term | RXO | Source |
|---|---|---|
| Standard pay | 30 days from your completed invoice, no feeCarriers who factor are paid on this schedule. | Its own pageOctober 21, 2026 |
| Quick pay | Same day at 2.5%, through TriumphPayRXO starts the payment the day it gets complete paperwork; the deposit can take one more bank day. | Its own pageOctober 21, 2026 |
| Factoring | YesSet up the factoring company in TriumphPay. | Its own pageOctober 21, 2026 |
| Fuel and other programs | RXO Extra: fuel card, factoring and vendor discounts | Its own pageOctober 21, 2026 |
- Standard pay
- Quick pay at 2.5%
Quick pay vs factoring calculator
RXO alternatives
| Name | Authority age | Auto liability | Cargo |
|---|---|---|---|
| Coyote Logistics | 90 days | $1 million | $100,000 |
| Flock Freight | 90 days | $1 million | $100,000 |
| Transportation One | Three months | $1 million | $100,000 |
| Ryder | 60 days | $1 million | $100,000 |
| C.H. Robinson | 7 days | $1 million | $100,000 |
Frequently asked questions
Does RXO work with new authority?
RXO's sign-up form asks for at least three months in business as a carrier. If you're newer, use that time to set up your Highway profile so you can register the day you qualify.
What insurance does RXO require?
Plan on $1 million in auto liability and $100,000 in cargo, the amounts its sign-up form lists.
How fast does RXO pay?
Standard pay comes 30 days after RXO has your completed invoice. Quick pay through TriumphPay costs 2.5%, and RXO starts that payment the day it gets complete paperwork, though the deposit can take one more bank day.
Can I use a factoring company with RXO?
Yes. Add your factoring company in TriumphPay, and your loads pay on RXO's standard schedule.
How do I sign up with RXO?
Register through Highway from RXO's carrier page, then book loads in RXO Connect.