Spot is a freight broker that onboards carriers through RMIS and its own MySpot app. Pay comes 30 days after Spot gets your paperwork, and quick pay cuts that to two business days for 5% or $10, whichever is more. You'll need $1 million in auto liability, $100,000 in all-risk cargo and $2 million in general liability to haul for Spot.
- Best for
- Carriers with $1 million auto, $100,000 cargo and $2 million general liability
Our take
Bring your agent into a Spot setup early. Its general liability ask is high, and neither policy can exclude unattended or unattached vehicles, mechanical refrigeration, spoilage or electric equipment.
Pros
- Quick pay within two business days
- Standard pay 30 days after paperwork
- Setup through RMIS and the MySpot app
Cons
- Needs $2 million in general liability coverage
- Quick pay costs 5% or $10, whichever is more
- Quick pay isn't available with a factoring company on file
- Auto and cargo deductibles are capped at $10,000 unless Spot approves more
Carrier requirements
| Requirement | Spot | Source |
|---|---|---|
| Minimum authority age | Not published | Ask first |
| Auto liability | $1 millionThe policy cannot exclude unattended or unattached vehicles, mechanical refrigeration, cargo spoilage or electric equipment. The deductible can be at most $10,000 unless approved. | Its own pageOctober 17, 2026Same since 2021 |
| Cargo | $100,000All-risk cargo coverage. The policy cannot exclude unattended or unattached vehicles, mechanical refrigeration, spoilage or electric equipment. The deductible can be at most $10,000 unless approved. | Its own pageOctober 17, 2026Same since 2021 |
| General liability | $2 million | Its own pageOctober 17, 2026Same since 2021 |
| Workers' comp | $50,000Required when applicable. | Its own pageOctober 17, 2026Same since 2021 |
MySpot
- Go to myspotcarrier.com and select Register Now. Its own page
- Tracking
- Once you start a load, the app tracks your phone's location. Location services have to stay on, and the app has to keep running in the foreground or the background.
Open MySpot (opens in a new tab)
Getting set up
Spot's own steps
| Step | What you do | Source |
|---|---|---|
| 1 | Open MySpot for Carriers and select Register Now | Its own pageOctober 21, 2026 |
Registering on RMIS
| Step | What RMIS asks of every carrier, whichever broker sent it | Source |
|---|---|---|
| 1 | Enter your RMIS ID and ZIP code during registration | RMIS's pageOctober 21, 2026 |
| 2 | Use the verification code sent to your email to continue registering | RMIS's pageOctober 21, 2026 |
| 3 | Verify your identity with a live selfie and government-issued ID | RMIS's pageOctober 21, 2026 |
| 4 | Submit your essential documents through the online portal | RMIS's pageOctober 21, 2026 |
| What to know | Spot | Source |
|---|---|---|
| Where to apply | Through RMIS | Its own pageOctober 21, 2026 |
| What to have ready | W-9 or W-8BEN, hazardous materials certificate for hazmat carriers and certificate of Insurance | Its own pageOctober 21, 2026 |
| Certificate holder | Registry Monitoring Insurance Services | Its own pageOctober 21, 2026 |
| Tracking app | MySpot | Its own pageOctober 21, 2026 |
Pay and quick pay
| Term | Spot | Source |
|---|---|---|
| Standard pay | 30 days after it receives your paperwork | Its own pageOctober 17, 2026 |
| Quick pay | Within 2 business days at 5% or $10, whichever is moreYou must have no factoring company on file. Send the invoice, all PODs and receipts before 3 p.m. EST or payment is delayed. | Its own pageOctober 17, 2026Same since 2024 |
Quick pay vs factoring calculator
Spot alternatives
| Name | Authority age | Auto liability | Cargo |
|---|---|---|---|
| ACV Transportation | Not published | $1 million | $100,000 |
| Allen Lund | 365 days | $1 million | $100,000 |
| ArcBest | Not published | $1 million | $100,000 |
| Arrive Logistics | Not published | $1 million | $100,000 |
| C.H. Robinson | 7 days | $1 million | $100,000 |
Frequently asked questions
Does Spot work with new authority?
Its carrier registration page doesn't set one. Ask the carrier team where a new MC stands before you plan a first load.
What insurance does Spot require?
$1 million in auto liability, $100,000 in all-risk cargo and $2 million in general liability, plus $50,000 in workers' comp when it applies. Auto and cargo deductibles can't go above $10,000 unless Spot approves.
Does Spot have quick pay?
Yes, within two business days. Get the invoice, all PODs and receipts in before 3 p.m. EST, or payment is delayed.
Can I use Spot quick pay if I factor?
No. Spot's quick pay requires that you have no factoring company on file.
How do I set up with Spot?
Through RMIS and Spot's MySpot app.