TQL is a freight broker that sets up carriers in its own portal and pays in 28 days. If you need money sooner, quick pay costs 5% for payment in one day or 3% for payment in seven days. TQL wants $1 million in auto liability and $100,000 in cargo, and it checks both directly with your insurance agent. A third-party setup list reports no minimum authority age.
- Best for
- Carriers with $1 million liability and $100,000 cargo who want a choice of quick pay speeds
Our take
TQL gives carriers with $1 million in liability and $100,000 in cargo a choice of pay speeds. The no-minimum age rule comes from a third-party list, and eight owner comments on trucking forums are split on it, so ask TQL's carrier team before you count on a first load.
Expect TQL to keep an eye on you after setup. It screens with FMCSA and industry data, generally avoids elevated-risk profiles like a Conditional rating and verifies insurance straight with your agent, so give your agent a heads-up.
Pros
- Two quick pay speeds: one day at 5% or seven days at 3%
- Standard pay in 28 days
Cons
- One-day quick pay costs 5% of gross
- Elevated-risk profiles, such as a Conditional rating, are generally avoided
- Reefer haulers need reefer breakdown on the COI where it applies
Carrier requirements
| Requirement | TQL | Source |
|---|---|---|
| Minimum authority age | No minimum | Third-party list |
| Auto liability | $1 millionLocal law may require additional coverage. TQL verifies insurance directly with your agent and monitors it on an ongoing basis. | Its own pageOctober 17, 2026Same since 2021 |
| Cargo | $100,000TQL verifies it directly with your agent and monitors it on an ongoing basis. | Its own pageOctober 17, 2026Same since 2021 |
| Reefer breakdown | Required where it appliesTQL lists reefer breakdown on the certificate of insurance where applicable. | Its own pageOctober 17, 2026Same since 2021 |
| Safety rating | Active FMCSA authority and safety screeningScreening uses FMCSA and industry data. Elevated-risk profiles, such as Conditional, are generally avoided and are continuously monitored. | Its own pageOctober 17, 2026 |
Getting set up
TQL's own steps
| Step | What you do | Source |
|---|---|---|
| 1 | Complete your carrier packet before requesting a login | Its own pageOctober 21, 2026 |
| 2 | Request your Carrier Dashboard login after setup | Its own pageOctober 21, 2026 |
| What to know | TQL | Source |
|---|---|---|
| Where to apply | TQL's own carrier portal or form | Its own pageOctober 21, 2026 |
| What to have ready | Completed online Carrier Contract and insurance certificate with reefer breakdown when applicable | Its own pageOctober 21, 2026 |
| Tracking app | TQL Carrier Dashboard | Its own pageOctober 21, 2026 |
| Approval time | About 48 hours for Carrier Dashboard login approval | Its own pageOctober 21, 2026 |
Pay and quick pay
| Term | TQL | Source |
|---|---|---|
| Standard pay | 28 days | Its own pageOctober 17, 2026 |
| Quick pay | 1 day at 5%, or 7 days at 3%The 5% is of gross shipment pay. The 3% is of gross load pay. | Its own pageOctober 17, 2026 |
Quick pay vs factoring calculator
TQL alternatives
| Name | Authority age | Auto liability | Cargo |
|---|---|---|---|
| Uber Freight | No minimum (reported) | $1 million | $100,000 |
| ACV Transportation | Not published | $1 million | $100,000 |
| Allen Lund | 365 days | $1 million | $100,000 |
| ArcBest | Not published | $1 million | $100,000 |
| Arrive Logistics | Not published | $1 million | $100,000 |
Frequently asked questions
Does TQL work with new authority?
TQL's own pages don't set an authority age, and a third-party setup list reports no minimum. Owners on trucking forums disagree, with four comments saying TQL takes new authorities and four saying it wants 90 days. Ask its carrier team before you count on a first load.
What insurance does TQL require?
$1 million in auto liability and $100,000 in cargo, plus more where local law requires it. Reefer breakdown goes on the COI where it applies, and TQL confirms coverage directly with your agent.
How fast does TQL pay?
Standard pay is 28 days. Quick pay costs 5% of gross for one-day payment or 3% of gross for seven-day payment.
Does TQL accept a Conditional safety rating?
Usually not. TQL generally avoids elevated-risk profiles such as Conditional, and it keeps monitoring carriers after setup.
How do I set up with TQL?
In TQL's own carrier portal or dashboard.